See What's Happening
Flami helps bring your financial activity into view, making it easier to explore where your money goes and what patterns take shape.
Your money tells a story. Tribbe helps you see it.
Connect your financial life, understand what's happening and get a clearer view of what could come next — with AI that pays attention to the details that matter.
Money moves 
through every part of life.
Through the people we love 
and the goals
we are building. 
Through everyday decisions 
and unexpected moments. 
Tribbe helps bring that 
picture into view.
So you can understand it and decide
what's the next 
money moves.
What We
Believe.
We believe money should feel less complicated and more human. Technology should help you see more, understand more and feel more in control of what happens next.
The Tribbe
Difference.
- 01.
Financial Life, Connected
See the whole picture.
Bring your accounts and transactions together so you can see where your money is, where it goes and what is shaping your financial life.
- 02.
Stay Focused
Intelligence you can talk to.
Flami lets you ask questions in plain language and explore your financial life through a conversation grounded in your actual financial information.
- 03.
Understand The Story.
Context that helps you think.
Move beyond isolated transactions by exploring spending patterns, recurring activity and the wider story behind your financial behaviour.
- 04.
A Way Forward
Know what comes next.
Understanding creates a stronger starting point for saving, planning, managing and exploring opportunities that can help shape what's next.
Hi! I'm Tonee...
I've spent years thinking about how technology can help people make better decisions.
With Tribbe, we're applying that thinking to something we all deal with every day: our money.
I believe technology can do more than make transactions easier. It can help us understand the information behind them, recognise patterns and explore decisions with greater clarity. That is what Tribbe is building.
Not technology for technology's sake, but an experience that helps people see more of their financial lives and more of what could be possible next.
Tonee Ndungu
Founder
Meet Flami.
Flami is your digital financial twin — an AI that helps you explore your financial life through conversation, context and the questions that matter to you.Ask. Explore. Understand. Make money moves.
See How It Works
Ask The Questions That Matter To You
Ask Flami about spending, transactions, affordability and the financial decisions on your mind using language that feels natural to you.
Find Your Next Move
Flami gives you context around your money so you can think about what deserves your attention and what you want to do next.
How Tribbe
Works.
Accounts & Transactions
Every account in one place and every transaction automatically organised, so you can see where your money is and where it goes without the manual work.
The Flami Experience
Ask Flami about your money in plain language and explore spending patterns, specific transactions and everyday financial questions using your actual information.
Budgets & Goals
Create budgets around what matters and set goals worth working towards, while keeping your progress visible as your financial life moves.
Bills & Recurring Payments
Keep subscriptions, instalments and recurring payments in view, so the commitments shaping your month are easier to understand and stay on top of.
Credits & Loans
See what you owe across loans and credit in one place, with a clearer view of payments, obligations and the commitments you are managing.
Financial Health
Build a clearer picture of your financial position through the relationship between your spending, saving and debt — grounded in your real financial life.
Frequently
Asked
Questions.
Tribbe is a connected financial experience that brings together AI, financial understanding, community and opportunities to help people make more informed decisions about money.
Flami is your digital financial twin, an AI that helps you explore your financial life through conversation, context and the questions that matter to you.
Ask Flami about spending, transactions, affordability and the financial decisions on your mind, using language that feels natural to you.
Tribbe Nation is the community around Tribbe, bringing ambitious people, financial understanding, conversations and opportunities into one wider ecosystem.
No. Flami helps you explore, understand and consider possibilities while keeping you at the centre of every financial decision. The decision remains yours.
Download the Tribbe app, connect your money and start asking Flami about what's happening with it.
Be Part of What's Next.
Join The Tribbe Nation.
Join a growing community of people exploring smarter ways to understand money, build opportunities and move forward together. Meet Flami. Discover Tribbe. Find your people. Learn something new. Build towards what matters.