See What's Happening
Flami helps bring your financial activity into view, making it easier to explore where your money goes and what patterns take shape.

Connect your financial life, understand what's happening and get a clearer view of what could come next — with AI that pays attention to the details that matter.
Money moves
through every part of life.
Through the people we love
and the goals
we are building.
Through everyday decisions
and unexpected moments.
Tribbe helps bring that ![]()
picture into view.
So you can understand it and decide
what's the next
money moves.
We believe money should feel less complicated and more human. Technology should help you see more, understand more and feel more in control of what happens next.
Your Money, Connected
Bring your financial activity together so you can see where your money comes from, where it goes, and what is shaping your financial life.
AI That knows your Money
Flami answers questions using your financial activity. Ask what you spent, what changed, what keeps costing you money, or what you can afford.
More Than Transactions
Tribbe looks beyond individual payments to help you see patterns, habits and changes in how you use your money.
Built for what comes next
Start by understanding your money. Then use that understanding to manage it better, build with others and, over time, access more ways to grow it.

Tribbe started with a simple belief: everyone deserves to understand their money and have more control over their financial future.
Across Africa, millions of people earn, spend, save and support each other, but knowing where money goes and how to grow it is still harder than it should be.
We believe AI can change that. Tribbe is your personal AI financial assistant, helping you understand your money, manage it better and eventually put it to work for you.
We're starting in Kenya, building for Africa, and we'd love you to be part of it.
Come build this with us.
Tonee & Sebastian
Flami is your digital financial twin — an AI that helps you explore your financial life through conversation, context and the questions that matter to you.Ask. Explore. Understand. Make money moves.
Flami helps bring your financial activity into view, making it easier to explore where your money goes and what patterns take shape.
Ask Flami about spending, transactions, affordability and the financial decisions on your mind using language that feels natural to you.
Flami gives you context around your money so you can think about what deserves your attention and what you want to do next.
Every account in one place and every transaction automatically organised, so you can see where your money is and where it goes without the manual work.
Ask Flami about your money in plain language and explore spending patterns, specific transactions and everyday financial questions using your actual information.
Create budgets around what matters and set goals worth working towards, while keeping your progress visible as your financial life moves.
Keep subscriptions, instalments and recurring payments in view, so the commitments shaping your month are easier to understand and stay on top of.
See what you owe across loans and credit in one place, with a clearer view of payments, obligations and the commitments you are managing.
Build a clearer picture of your financial position through the relationship between your spending, saving and debt — grounded in your real financial life.

Tribbe is an AI-powered financial experience designed to help you connect your financial information, understand what is happening and make more informed decisions about what comes next.
Flami is your digital financial twin — the conversational AI layer that helps you ask questions, explore your financial life and understand the context behind your money.
You can explore questions around your spending, transactions, affordability, financial patterns and the decisions you are considering based on your financial life.
Tribbe Nation is the wider community around Tribbe, bringing together people, ideas, learning, technology and new ways to participate in financial progress.
No. Flami is designed to support your understanding by providing information and context. The decisions you make remain your own.
Download Tribbe, join the experience and begin exploring your financial life with a clearer view of what is happening and what your next move could be.

Tribbe is better when we build it with the people who use it. Join a community learning about money, sharing ideas, testing what we build and helping shape where Tribbe goes next.