Two friends laughing together

What if your money could think for you...

Tribbe helps you understand your money, manage it better, and make smarter decisions about what comes next.

Money touches everything. What you earn becomes something else. Rent. Family. A business idea. A night out. School fees. Savings. An investment. A dream you're still figuring out. Every transaction tells part of your story. Seeing where your money went is only the beginning. Understanding your money changes what you do next. That's Tribbe's job. We're all in.

How Tribbe
Works.

Tribbe brings your financial life into one place. See where your money goes, understand what it means, and get help deciding what to do next.

Start where you are. Go where you want.

  1. Ask Flami
Tribbe app Ask Flami screen

Flami understands what’s happening with your money. Ask about your spending, your habits, your plans, or what you can afford. Flami answers using your actual financial activity, so the answer is about your money, not generic financial advice.

See your money clearly.

  1. Money Intelligence
Tribbe app Money Intelligence screen

Tribbe turns your financial activity into a picture you can understand. See what’s changed, where your money goes, what needs your attention, and the patterns shaping your financial life.

See where your money actually goes.

  1. Money Flow
Tribbe app Money Flow screen

Follow your money from income to spending, bills, transfers and what you keep. See the whole picture, spot where things are changing, and understand what your money is doing.

Know your money habits.

  1. Money Analytics
Tribbe app Money Analytics screen

See when you spend, how much you typically spend, and how your behaviour changes over time. Tribbe turns everyday activity into patterns you can actually use.

Financial
Inclusion.

Money should open more doors. Tribbe helps more people understand their money, make better decisions, build with others and, over time, access more ways to save, invest and grow.

See Your Money Clearly

Understanding your money is the first step. See what you have, where it goes and what you could do differently.

Understand Your Money

Build With Your People

Money is often something we do together. Tribbe is building tools for communities to contribute, share, raise and grow together.

Discover Circles

Access More

As Tribbe grows, we want to connect understanding with access to saving, investing and other financial opportunities.

See What's Coming
Smiling man on a rooftop overlooking the city

The Tribbe
Difference.

  1. 01.

    Your Money, Connected

    See the whole picture.

    Bring your financial activity together so you can see where your money comes from, where it goes, and what is shaping your financial life.

  2. 02.

    AI That knows your Money

    Ask about your actual money.

    Flami answers questions using your financial activity. Ask what you spent, what changed, what keeps costing you money, or what you can afford.

  3. 03.

    More Than Transactions

    Understand the story.

    Tribbe looks beyond individual payments to help you see patterns, habits and changes in how you use your money.

  4. 04.

    Built for what comes next

    Understand. Manage. Grow.

    Start by understanding your money. Then use that understanding to manage it better, build with others and, over time, access more ways to grow it.

Money
Explained.

Money gets easier when you understand how it works. Explore practical ideas, real stories and simple explanations that help you understand your finances and make better decisions with your money.

The Real Reason Budgets Fail.

August 9, 2026•3 Mins Read

Tonee Ndungu, founder of Tribbe

Hi! I'm Tonee...

I've spent years thinking about how technology can help people make better decisions. With Tribbe, we're applying that thinking to something we all deal with every day, our money.

We're about to open Tribbe to our first users. I'd love you to be one of them.

Come build this with us.

Tonee Ndungu

FounderTribbe

Frequently
Asked
Questions.

  • Tribbe is an AI financial companion that helps you understand and manage your money. It brings your financial activity together, shows you what is happening, and helps you make better decisions about what to do next.

  • Flami is Tribbe’s AI financial sidekick. Ask Flami questions about your money, from “Where did my money go last month?” to “What keeps costing me money?” Flami uses your financial activity to give you answers that are specific to you.

  • You can see where your money goes, understand your spending patterns, explore your Money Flow, track changes in your financial behaviour, and ask Flami questions about your money. We’re adding more ways to manage and grow your money as Tribbe develops.

  • Tribbe Nation is the community around Tribbe. It brings together people who want to understand money better, learn from each other, build together, and get access to new financial knowledge and opportunities.

  • Tribbe uses AI to help make sense of your financial activity. Flami can identify patterns, explain what is happening, and answer questions in plain language using your financial information. Flami helps you understand your options. You still make the decisions.

  • Yes. Your financial information is private. Tribbe uses your data to provide your experience and help Flami understand your financial activity. We do not sell your personal financial information to advertisers or other companies.

Be Part of What's Next.

Tribbe is better when we build it with the people who use it. Be the community that learns about money, shares ideas, hopes, aspiration and builds proof. Let's decide where our grows next.
Welcome to Tribbe Nation.